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Terms of Service

Last Updated: 11/20/2024

Welcome to Loan Ark

These Terms of Service ("Terms") govern your use of our website located at www.loanark.org (the "Site") and any related services provided by Loan Ark ("we," "us," "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Site.

1. Use of the Site

1.1 Eligibility

You must be at least 18 years old to use the Site.

1.2 License

We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes.

1.3 Prohibited Conduct

You agree not to:

  • Use the Site for any unlawful purpose.
  • Engage in any activity that could damage, disable, or impair the Site.
  • Attempt to gain unauthorized access to any part of the Site or its related systems.

2. Account Registration

2.1 Account Creation

To access certain features of the Site, you may need to create an account. You must provide accurate and complete information during the registration process.

2.2 Account Security

You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account.

3. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.

4. Disclaimers and Limitation of Liability

4.1 Disclaimers

The Site is provided "as is" and "as available." We make no warranties, express or implied, regarding the Site.

4.2 Limitation of Liability

In no event shall Loan Ark be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site.

5. Changes to the Terms

We may update these Terms from time to time. If we make material changes, we will notify you by posting the updated Terms on the Site or through other communication methods.

6. Contact Us

If you have any questions about these Terms, please contact us at info@loanark.org.

7. User-Generated Content

7.1 Responsibility

Users may post comments, articles, or other content on the Site ("User-Generated Content"). Users are solely responsible for their own User-Generated Content.

7.2 License

By posting User-Generated Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your content.

7.3 Prohibited Content

You agree not to post content that is illegal, offensive, or infringes on the rights of others. We reserve the right to remove any content that violates these Terms or is otherwise objectionable.

8. Intellectual Property

8.1 Ownership

All content on the Site, including text, images, graphics, and software, is the property of Loan Ark or its content suppliers and is protected by intellectual property laws.

8.2 Limited License

You may view, download, and print content from the Site for personal, non-commercial use only. Any other use requires our prior written permission.

9. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content or practices of these websites. Accessing third-party websites is at your own risk.

10. Dispute Resolution

10.1 Governing Law

These Terms are governed by and construed in accordance with the laws of California.

10.2 Arbitration

Any disputes shall be resolved through binding arbitration under the rules and procedures determined by the arbitrator, in accordance with the laws of California.

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